You Got Questions? We Got Answers!


For Business Funding

Q: How soon can I get a loan or funding for my business? A: In as little as 2 days depending on the type of loan or funding that you get approved for.  

Q: I have bad credit, no credit, or damaged credit. Can I be approved for funding? A: Yes. We work with over 30 lenders and funding sources who specialize in working with small business owners with bad credit and no assets. That’s why we’re known as the small business owners best friend!  

Q: Can I come back for more money later on if I need it?  A: You certainly can. Think of us as a long term solution for helping you get access to working capital WHENEVER YOU NEED IT.    

For Merchant Accounts (Credit Card Processing)

Q: What is a merchant account? A: A merchant account is a relationship between you and merchant bank that enables you to accept credit card and debit card payments from your customers.  

Q: How do I apply for a merchant account? A: We simply walk you through our short quick approval process  

Q: How soon do I get my money after I bill a customer? A: Next Day funding is available for most business types.

Q: I have bad credit, or no credit, can I be approved for a merchant account? A: Our approval rate for merchant applications is 98% regardless of credit or business type (excluding prohibited merchant types).

Q: What’s a shopping cart? A: It’s what’s used by online retailers as a way of collecting items chosen by a customer for purchase from a website or online catalog.  

Q: Do I need a shopping cart to be an internet merchant? A: No. A virtual terminal will work just as well. However, if you have a large number of products may find it easier to use a shopping cart.  

Q: What if I need help with my merchant account? Small Business Money Solutions Customer Service representatives are available 24/7/365, toll free.  

Q: How soon can I start accepting credit cards? A: Once your merchant account is approved, you will be able to accept cards upon receipt of your terminal or e-commerce password. This usually occurs within 3-5 business days of your account approval.

Q: How do I determine what terminal, equipment and/or software is best for my business?
Our team of small business solution specialists will help you determine what best fits your needs. We’ll explain your options to you and the available programs for your business needs.

We have programs and equipment for virtually all businesses including: eCommerce, Retail, Mail Order/Telephone Order, Restaurant , Mobile/Wireless, Business to Business, and more.

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Small Business Money Solutions

(800) 416-7713

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